A Wealth Heritage plan is a customized insurance plan based on a combination of Whole Life, Term Life, and Paid Up Additions. When these 3 elements are structured and mixed property, clients get the best of all worlds - immediate protection, the ability to increase their cash value and death benefit rapidly over time, use, control and access over their cash value at any time, and guarantees that IUL's and other types of insurance simply cannot match or offer. Each plan is customized to meet the needs of every client through a series of 1:1 meetings. This is a strategy based on the Infinite Banking concept introduced by R. Nelson Nash in his book Becoming Your Own Banker.